Danger Will Robinson

Ran out of gas before I told the whole story of Crazy Day. In the grocery store I had to settle for a bouquet of yellow daisies. The school garden has white daisies that just didn't happen to be blooming on demand. We were trying to fake it with store-bought so the preschoolers would think they "grew" the flowers. Honestly, I don't think they are that observant. But the grocery store employees and customers were definitely observing!  I hope I gave them good laugh to start their day.

As for the bank and the estate account, that has been the ordeal of the week.  Spent three afternoons after work with my personal banker, who happens to be named Chase, at Chase Bank. And believe me, there are good reasons why I didn't go to Wells Fargo!

To set up an estate account as an independent administrator you need a federal EIN (employee identification number) from the IRS. The EIN I obtained showed up in Chase Bank records as the Social Security number of a guy in New Braunfels, Texas. The bank computer system freaked out. Was the guy in New Braunfels doing something illegal with a bogus SSN?  Was I doing something fraudulent? Thank heaven Chase at Chase has known me for many years and even though he is sure I am totally nutso he is also sure I'm not smart enough to perpetrate a financial fraud or steal an identity. Heck, I can barely open the pneumatic canisters for drive-through banking!

The bank system inputs federal ID numbers without those pesky hyphens, so it can't tell a SSN from an EIN. Apparently it is possible but very rare for duplicates to occur.  But when they do occur, it is best not to have weird spiky hairdos.

© 2012 Nancy L. Ruder

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